bank transfer casino

Online casinos in Canada are getting properly regulated with the latest iGaming launch and new legal notices being in play. That also means players can now get a clear picture of all the instant payment options available for specific online casinos, and one common thread among these is bank transfers.
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So, it’s no wonder you may be looking for some guidelines on finding the best bank transfer casinos in Canada, and you can rely on expert tips and help from the CasinoHEX team. We’ll not only dive into the concept of these transfers and their usage for online gambling but also give you some tips on finding sites with instant processing and a few other perks for players.

Best Bank Transfer Online Casino In Canada – March 2024

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CasinoHEX Canada is an independent review service that aims to provide you with a detailed examination of leading Canadian gambling sites. Featured sites are led by our partners who contribute to our business, so CasinoHEX Canada gets its income through the commissions. Users are not charged by CasinoHEX Canada. Commissions that we receive for marketing brands do not affect the gaming experience of a User. However, CasinoHEX Canada provides only unbiased reviews, all sites selected meet our rigorous standard for professionalism.

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  1. Hot.bet Casino

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What is a Bank Transfer?

A bank transfer is a secure way of payment that you can make through your account and send money to the receiver’s account. Translated into the iGaming world, it means you’ll be funding your bank wire transfer casino account balance through your bank account in the form of a secure transaction on a bank transfer online casino.

This concept is not new in the Canadian gambling market since almost every online casino approved by the Kahnawake Gambling Commission offers it. It’s the old-school way of making a casino deposit, so Canadian players love it for the sheer convenience and security.

On online casinos that accept bank transfer, you can use this method for both deposits and payouts, there are plenty of Canadian banks that allow online gambling deposits. However, this method also has some downsides since transactions usually take longer than more recent methods, and you may have to pay a higher fee for them to be processed.

Does Instant Bank Transfer Exist?

Yes, instant bank transfer exists and some of the best bank transfer casinos Canada provide their players with this easy method of managing deposits and payouts. However, you should double-check this before joining a site because they usually explicitly state this form of transfer as an “Instant” option.

So, not all these methods are instant, and luckily there’s a system powered by Open Banking in Canada that helps move your funds for Casino transactions faster. It works for all the financial facilities in Canada and mostly helps process local transactions faster, so it may not work for international transfers.

How To Play At An Online Casino That Accepts Bank Transfer?

So, now you know a bit more about the concept, but you have to learn the ins and outs of best payout casino Canada mechanics to make your first online casino deposit with an account. It’s especially important since you’ll be sharing some essential banking information with the site, so you simply have to pick a safe and secure deposit option.

To help you do that, we’ll take a moment to address some of the main concerns that you may have as a player by explaining what you need to look out for.

Security and Safety

As you probably know, Canadian casinos are properly regulated, but that only goes if you choose an approved gambling site by the state authorities. So, safety comes first when looking to deposit in an online casino, and that means you have to ensure the site has a proper gambling license.

These are usually approvals of the Ontario iGaming launch, the Kahnawake Gambling Commission, and eCOGRA or iTechLabs confirmation that the site’s software is safe.

When it comes strictly to transactions, you should pay attention to bank transfer channels of payment and check if the site will accept a transfer from your particular service provider.

It’s also important to find a site with decent customer support, which means you’ll need a few customer channels and high responsiveness. This could make your job easier in case you have a question or two, and it’s vital that you can get all the answers quickly.

Mobile Casino Version

This one may not be crucial for the safety of your funds, but it’s still recommended to look for a bank wire transfer casino that offers a mobile view or application. We recommend you settle only for sites that have casino apps for Android and iOS since it simply makes things much more convenient in terms of playing games and on-site navigation.

Of course, that also goes in your favour in terms of accessibility, as you can use your casino app to manage deposit and payout actions and authorize your deposit or payout directly from the account.

Wide Games Collection

Another important feature of a top-notch casino is offering a broad gaming collection. That means you should be able to browse thousands of slots and live casino games on a single platform, so why settle for less with today’s iGaming standards?

Our CasinoHEX team always strives to bring you the gaming conditions you need, so make sure to check our online casinos list of the best sites that accept bank transfer payments for some inspiration.

Claim Bonuses and Promotions for Canadian Players

Finally, we want you to feel appreciated wherever you take your gambling funds on the internet, so our team works extra hard to provide you with a list of sites with the best bonus offers on the Canadian market.

Even for those players looking to take their own path and pick a site without any extra help, we have to advise you to pay extra attention to deposit bonus offers. You can usually make an online casino deposit with bank account to get a welcome bonus package on every casino you log into these days.

However, there’s much more than that in the current iGaming market in Canada, as you can opt-in for weekly and monthly promos, races, and even loyalty rewards.

Pros and Cons of Bank Transfer Gambling Sites

Pros
One of the safest ways of managing casino fund flow
All the bank transfers go through the secure protocols managed by your financial institution
Lower risk of getting scammed or getting your payment formation stolen
Almost all Canadian online casinos accept bank transfer deposit and withdrawal transactions
Plethora of sign-up bonus offers after making your first payment with a bank transfer
Cons
Processing fees may be higher than alternative options
You may have to wait up to 3 days for processing if the site doesn’t offer instant or direct bank transfers

How To Make a Deposit via Bank Transfer?

Making your first deposit on online casinos that accept bank account transactions is easy once you get a gist. Don’t worry, we’ll help you get through it as we cover every step that you’ll need to take to manage your casino transactions this way:

  1. Register for an account on a bank transfer casino – The first thing you’ll need to do when making a deposit is find an online banking casino that offers a direct transfer as an option. You can use our lists to get some guidance, but still, the key point is to join the site and sign up for an account to proceed.
  2. Visit the cashier section – The next step is to find a “cashier” or a “banking” section of the site. This is where you’ll be required to select your preferred method of managing online transactions, and you should select bank transfer as your option for deposit and payout actions.
  3. Enter your transaction amount – Once all that has been done, you can simply enter your preferred deposit amount and move on to the next stage to get the funds on their way.
  4. Fill in the required banking details – This one may seem catchy, but don’t worry – if you’ve selected an approved online casino that accepts bank transfers, your information will be safe. Depending on your province and the service you are using, you may be required to fill in personal details to verify your identity, enter SWIFT and IBAN codes, or get information from your financial institution to proceed.
  5. Check for instant or direct transfers and enjoy playing – We advise you to always look for instant or direct deposit options since you won’t have to wait through that infamous 3 business days period for your transaction to be cleared. Once the transaction has been facilitated, you should have no problem receiving your funds instantly to start playing.

Bank Transfer Casino Deposit Limits, Transaction Speed, and Fees

The good thing about deposit limits for this type of casino transaction is that you’ll be able to deposit as little as C$5 or C$10, depending on the site’s rules. As mentioned, there are several types of these transactions – instant, direct, and wire options.

While bank wire transactions are a bit outdated these days, an instant or a direct transfer will usually take much less time. So, you can expect to receive your funds in a casino account balance within minutes with an instant transfer or within a few hours with direct transfers.

If you use a wire option, you may be required to wait up to 3 business days for the transaction to be cleared, so we certainly advise against using this option.

Deposit fees may vary based on the site and the financial institution they are using to receive your funds, but it’s usually a flat fee in the range of 1.5% to 3%.

How To Withdraw Winnings Using Bank Transfer

As opposed to a deposit action, online casino wire transfer withdrawal can be a bit more demanding. Playing at a fast withdrawal casino certainly helps, so once you are prepared to make a payout request, these are the steps you can follow to proceed:

  1. Head over to the cashier section – The first difference between making a deposit on bank transfer gambling sites or making a payout is in the scheduling process. You should head to the cashier section again and click “Withdraw” to proceed.
  2. Verify your identity – Before you are allowed to raise funds and send them to your bank account, you may be required to fill in some extra verification details and confirm that you are the account owner.
  3. Enter the withdrawal amount – Next, you’ll be required to enter the payout amount and confirm the payment by authorizing it from your casino account.
  4. Check the transaction status – Finally, it will be up to you to check the status of your transaction and check the pending period for the transaction to be processed.

As for the withdrawal time, you can expect instant withdrawals with a direct or instant transfer or wait up to 3 business days for wire processing. It’s a good thing that you’ll only have to pay a fee in case your financial institution proposes a flat fee for receiving withdrawals this way, and it can be up to 3%.

New Casinos That Accept Bank Transfer Payments

If you are wondering which casino sites in Canada take bank transactions as a method, we’ve compiled a complete list of casinos for real money play for you. These are some of the best new online casinos that take bank transfers for both deposit and withdrawal requests, and you can check more detailed reviews on our page:

  1. QuickWin
  2. 21Bit Casino
  3. JeetCity
  4. Tsars Casino
  5. Royal Vegas Casino
  6. Casinoluck
  7. National Casino
  8. LevelUp Casino
  9. iLucki
  10. Mega Casino
  11. Night Rush Casino

These sites combine the convenience of making an easy deposit and enjoying the best Android and iPhone casino games all in one place.

Bank Transfer Alternatives

If you picked a casino that doesn’t take bank transfers or simply wishes to use a modernized approach, there are plenty of alternatives, such as Interac e-Transfer online casinos. We’ve gone one step further to bring you a complete comparison table with processing times and withdrawal fees so you can decide for yourself what works best for your gaming style:

💳 Payment method Withdrawal period 💰 Transaction fees
Skrill Instant 1.5%
Neteller Instant 1.5%
Interac Instant No fees
Instadebit Instant C$2 per transaction
Prepaid credit cards Not available for payouts N/A
VISA 1 to 3 hours Around 1.5%

Bank Transfer Casino Bonuses

Last but not least, we have to discuss casino bonuses that you may end up earning as a member of bank transfer online gambling sites. There are different types of bonus offers you can use. Still, most notably, we have to mention these types:

  1. Welcome bonus offers – This one is arguably one of the most beloved online gambling bonuses you can get, and most of the sites from our list have it in the form of a deposit match bonus. That means you can get up to 100% match on your deposit and use that bonus funds to play your favourite games.
  2. Match bonus – If you are an active member of the site and its community, you should also be able to use some weekly match offers. These are similar to welcome match bonuses, only this time, you can use them more regularly, but they are often reduced to 50% of your deposit.
  3. Free spins – Finally, we have a favourite offer of most slot lovers, and it’s the free spins bonus. You can get deposit free spins or no deposit free spins depending on the site you’ve chosen, and sometimes no deposit free spins even come with no strings attached so that you can use the bonus money as you please.

Our Verdict

In the expert opinion of our CasinoHEX team, we have to support players looking for bank transfer gambling sites. It’s simply the most secure option to go with, and it’s still the most widely used option, even with the rise of crypto threatening to take its place.

The fact that you can use your banking institution to facilitate payments simply adds to the convenience, and most players feel more confident in terms of their funds' safety. Add to that all those exceptional bonus offers for Canadian players, and we are sure you’ll enjoy your new gaming experience and fast and easy transactions.

FAQ

1️⃣ What’s the processing time for casino deposits made with bank transfers?

The usual processing time for gambling sites with bank transfers is 1 to 3 hours for direct and instant payments or up to 3 business days for wire payments.

2️⃣ Is using bank transfer for online gambling deposits and withdrawals safe?

Yes, this method for depositing to gambling sites in Canada is completely safe since your banking institution will oversee the transaction, and the same goes for payouts.

3️⃣ Are wire transfers and bank transfers two different things?

The wire transfer relates to having an intermediary in the transaction, such as a bank facilitating it, while bank transfers are done directly from one account to another. That’s also why wire transfers take so much more time to process.

4️⃣ What’s the average limit for managing wire transfers for casino sites?

The average limit is around C$10 when making a deposit and up to C$10,000 per day when it comes to payouts.

5️⃣ Does every Canadian casino accept bank transfers?

Yes, it’s the most widespread way of making gambling transactions, and therefore, it’s completely safe as you’ll be protected by safe protocols used by your financial institution.

Author
Adam Lane
Head of Content at CasinoHEX Canada
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Experience:15 years

Adam is an editor at CasinoHEX Canada. He checks dozens of online casinos daily. Adam’s career as a professional gambler started almost 10 years ago.